Vhara shambadzo

Svondo rapfuura, Apple yakatanga mhinduro yayo yekubhadhara nhare, Apple Pay, muUnited States. Kuti vaunze puratifomu yose kumagumo akabudirira, kambani yaifanira kushanda kwete chete neVisa, Mastercard uye mabhangi emunharaunda, asiwo nehuwandu hwemaketani ezvitoro kuti ive nechokwadi chekushanda zvakanaka pazuva rekutanga.

Mazuva mashoma ekutanga aive akatsetseka, aine vanhu vanopfuura mamirioni matatu vari activate Apple Pay mukati memaawa makumi manomwe nemaviri, izvo zvinodarika huwandu hwese hwevasingabatike vane makadhi muUS. Apple Pay yakave nekutanga kwakabudirira, asi kubudirira kwayo hakuna kudzika zvakanyanya neMCX (Merchant Consumer Exchange) consortium. Cheni dzenhengo sema pharmacy Rite Aid a CVS zvachose vavharisa sarudzo yekubhadhara neNFC mushure mekuona kuti zviteshi zvavo zvinoshanda neApple Pay kunyangwe pasina rutsigiro rwakajeka.

Chikonzero chekuvharira ndiyo yekubhadhara system CurrentC, iyo consortium iri kugadzira uye inoronga kuvhura mukati megore rinotevera. Nhengo dzeMCX dzinofanirwa kushandisa CurrentC chete, kubvumira Apple Pay yaizotarisana nezvirango zvemari zvinoenderana nemitemo yemubatanidzwa. kana Best Buy, Wal-Mart, Rite Aid kana imwe nhengo parizvino yaida kutsigira Apple's mubhadharo system, vaizofanira kubva mumubatanidzwa, izvo zvavasina kutarisana nazvo.

[ita chiito=”quote”]CurrentC ine zvinangwa zvikuru zviviri: kudzivirira muripo wekadhi rekubhadhara uye kuunganidza ruzivo rwemushandisi.[/do]

Kunyangwe vachiratidzika kunge vari mumakwikwi akananga, zvibodzwa zveApple neMCX zvakasiyana zvakanyanya. Kune Apple, iyo Pay sevhisi inoreva kunyaradza kuri nani kune mutengi kana achibhadhara uye nekuunza shanduko kuAmerican yekubhadhara system, iyo, kushamisika kwevaEurope, ichiri kuvimba nemagineti mitsetse inogona kushungurudzwa zviri nyore. Apple inotora 0,16 muzana yekutengeserana kwega kwega kubva kumabhangi, kugumisa kufarira kwemari kweApple. Iyo kambani haiunganidzi data remushandisi nezve kutenga uye nekungwarira inochengetedza ruzivo rwuripo pane yakaparadzana hardware chikamu (Security Element) uye inongoburitsa ma tokeni ekubhadhara.

Kusiyana neizvi, CurrentC ine zvinangwa zviviri zvikuru: kudzivirira muripo wekubhadhara kadhi rekubhadhara uye kuunganidza ruzivo nezvevashandisi, kunyanya nhoroondo yavo yekutenga uye hunhu hwevatengi hunoenderana. Chekutanga chezvinangwa zvinonzwisisika. MasterCard, Visa kana American Express inochaja chinhu chakaita sezvikamu zviviri kubva muzana zvekutengesa, izvo vatengesi vangangogamuchira sekuderedzwa kwemariji kana kubhadhara nekuwedzera mutengo. Miripo yokudarika inogona kuva nemigumisiro yakanaka pamitengo. Asi chinangwa chekutanga cheCurrentC kuunganidzwa kweruzivo, zvinoenderana neanogona kutumira vatengesi, semuenzaniso, zvakakosha zvinopihwa kana kuderedzwa makuponi kukwezva vatengi kudzokera kuchitoro.

Nehurombo kune vatengi, kuchengetedzeka kweiyo CurrentC system yese haienzaniswi neApple Pay. Ruzivo rwunochengetwa mugore panzvimbo pechinhu chakachengeteka chehardware. Uye yakabiwa kunyangwe isati yatanga zviri pamutemo sevhisi. Hackers vakakwanisa kuwana email kero dzevatengi vakapinda muchirongwa chekutyaira kubva kune sevha, iyo CurrentC yakazozivisa vatengi vayo, kunyangwe isina kupa rumwe ruzivo nezve kurwisa uku.

Kunyangwe nzira yekushandisa CurrentC hainyatso kutaura mukufarira sevhisi. Chekutanga pane zvese, iyo sevhisi inoda kuti iwe uise nhamba yerezinesi rekutyaira uye nhamba yekuchengetedza munharaunda (yakaenzana nenhamba yekuzvarwa munyika yedu), i.e. data rakanyanya kunzwisiswa, yekusimbisa chitupa. Asi chikamu chakaipisisa chinouya nemubhadharo. Mutengi anofanira kutanga asarudza "Bhadhara neCurrentC" pachiteshi, ovhura runhare, ovhura app, isa password ine manhamba mana, dzvanya bhatani rekuti "Bhadhara", uye woshandisa kamera kuongorora kodhi yeQR parejista yemari. kana kugadzira yako QR kodhi uye woiratidza pamberi pe scanner. Pakupedzisira, iwe unosarudza iyo account yaunoda kubhadhara uye wodzvanya "Bhadhara izvozvi".

Kana Apple mu sketch yako, kwaakaratidza kuti hazvibatsiri sei kubhadhara nekadhi remagineti, akashandura kadhi yeCurrentC, zvichida mharidzo yemifananidzo ingadai yakanzwika zviri nani. Mukuenzanisa, kana uchibhadhara neApple Pay, unongoda kubata foni yako padhuze neiyo terminal uye isa chigunwe chako paKumba bhatani kuti uone zvigunwe. Paunenge uchishandisa kadhi rinopfuura rimwe, mushandisi angasarudza raanoda kubhadhara naro.

Mushure mezvose, vatengi vakaratidza maonero avo paChazvinoC mukuongororwa kweiyo CurrentC app v App Store a Play Store. Parizvino ine anopfuura zviuru zvitatu nemazana matatu ratings muApple App Store, kusanganisira 3300 imwe-nyeredzi ratings. Pane 3309 chete wongororo yakanaka ine nyeredzi ina kana kupfuura, uye kunyange idzo hadzisi kubata kumeso: "Yakakwana ... yakanakira kuita zano rakashata" kana "Inotyisa app inoita chigadzirwa changu 28 imwe-nyeredzi! Kuita kuti zvinhu zviwedzere kuipa, iri kuwedzerawo mukurumbira iyo MCX yekuramba peji, iyo inoratidza cheni yega yega muMCX dzimwe nzira uko vatengi vanogona kubhadhara neApple Pay.

Ichava vatengi vanozosarudza kubudirira kweiyi kana iyo system. Vanogona kujekesa nemawallet avo kuti ndeipi sarudzo inonyanya kuitika kwavari. Apple Pay inogona kuve nyore kuve yemaketani ezvitoro izvo iyo iPhone ndeyevashandisi. Ndiko, apo kusavapo kwake kucharatidzwa mukutengesa uye kuenda kwevatengi. Uyezve, iApple inobata makadhi ese ehwamanda. Chaanofanira kuita kubvisa CurrentC app muApp Store.

[ita chiito = "quote"] Apple Pay inogona kuve nyore kumaketani ezvitoro izvo iPhone ndeyevatakuri.[/do]

Zvisinei, mamiriro ezvinhu ose haakwanisi kukwira kune zviyero zvakadaro. Mukuru weMCX, Dekkers Davidson akabvuma kuti nhengo dzemubatanidzwa dzinogona kutsigira masisitimu ese ari maviri mune ramangwana. Zvisinei, haana kupa humbowo hupi nohupi hwokuti izvozvo zvingaitika rini.

Icho chokwadi chinoramba chiri chekuti neApple Pay uye kusazivikanwa kwayo, vatengesi vazhinji vanorasikirwa neruzivo rwakawanda rwevatengi runowanikwa kwavari kana vachibhadhara nekadhi renguva dzose. Asi Apple inogona kukurumidza kupa mhinduro yakanaka yekukanganisa iyo inobatsira kune vese vatengi nevatengesi. Sekune mamwe mashoko, kambani iyi iri kugadzirira chirongwa chekuvimbika icho inogona kuparura mwaka uno wekisimusi.

Chirongwa ichi chinofanira kunge chakabatana nekushandiswa kweBeacon, uko vatengi vanogashira zvinopihwa uye kuderedzwa makuponi kuburikidza nechishandiso chakakodzera, icho chinozivisa mutengi ari pedyo neBeacon vachishandisa chiziviso. Chirongwa cheApple chekuvimbika chakagadzirirwa kupa zvakasarudzika zvidzikiso uye zviitiko zvakakosha kune vatengi vanobhadhara neApple Pay. Mubvunzo ndewokuti ruzivo rwemutengi ruchakwana sei mune izvi, kureva kuti Apple ichapa kune vatengesi nemvumo yevashandisi, kana kuti icharamba isingazivikanwe. Tinogona kuziva mwedzi uno.

Zviwanikwa: 9to5Mac (2), MacRumors (2), Goldstone, Kubhadhara Vhiki
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