Jiří Filip Commerce message: Fungidzira uchikwanisa kutenga masheya kana homwe yekuchinjana-kutengesa (ETF) inokosha € 2, kunyange iwe usina mari yakakwana panguva ino.
E.g. neXTB zvave kuitika ndatenda Fractional shares. Izvi zvinokutendera kuti utenge yako yaunofarira stock kana ETF muzvikamu kana usingakwanise kuitenga yakazara. Zviri nyore kwazvo, saka iwe unogona kutenga mamwe mashares nemari shoma uye kuzadza yako yekudyara portfolio nekumhanya kwako wega.
Kana uchida kuziva zvese maficha uye mabhenefiti eFractional Shares, iyo yaunogona kushandisa paunenge uchiisa mari, ramba uchiverenga chinyorwa chedu.
Fractional Shares inoshanda sei?
Mumasekonzi makumi manomwe tichatsanangura zvese zvaunoda kuziva nezvechikamu chechikamu. Vhidhiyo yeYouTube: Manual for Fractional Actions.
Nzira yekudyara mumasheya uchishandisa zvikamu zviduku?
Kutenga masheya uye ETFs uchishandisa zvikamu zviduku ndizvo zviri nyore seyekutanga stock kutenga, asi nemukana waunokwanisa kugadzirisa saizi yeodha zvichienderana nemari yawakaisa, kwete maererano nehuwandu hwemashare. Ingoisa iyo mari mumaeuro (kana imwe mari yaunoshandisa) yaunoda kuisa mu "window yekurongeka" uye huwandu hwezvikamu muhurongwa huchagadziriswa otomatiki. Iwe unogona zvakare kutenga zvikamu zvemasheya kana maETF nekugadzirisa huwandu hwemasheya (semuenzaniso 0,03 SXR8, ETF inoteedzera index yeS&P 500) muhwindo rekurongeka sekunge iwo masheya ese.
Ndezvipi zvakanakira zvikamu zvezvikamu?
Icho chokwadi chekuti iwe unogona kudyara mumasheya uchishandisa mafractions chinoita kuti mari yako muXTB inyatsoshanda nekuwedzera yako yekusiyanisa kugona. Semuenzaniso, kana taida kuisa € 50 mwedzi wega wega mukambani yakaita seMicrosoft, iyo iri kutengeswa nemadhora mazana matatu nemasere, taizofanira kumirira mwedzi mitanhatu tisati tatenga chikamu. Zvino, nerubatsiro rweFractional Shares, unogona kuita iyi investment nhasi uye nemari inoenderana nezvido zvako. Sebhonasi, unogona kuwana migove yakabhadharwa kunyangwe iwe uchingove nechikamu chemasheya.
Semuyenzaniso: Zvingaite marii kuti tiise mari muchikamu chepakati chemakambani ehunyanzvi eUS?
Ngatifungei kuti isu tinoda kusiyanisa portfolio nekutenga makambani mana makuru ekuAmerica tekinoroji, uye tinodyara € 10 pamwedzi mune yega yega.
Chii chingave mutsauko mukudyara kwemwedzi pasina Fractional Shares vs neFractional Shares, isu tinogona kuona patafura pazasi:
Nekushandisa Fractional Actions, takakwanisa kuderedza mari shoma inodiwa kukwanisa kuisa mari nenzira yakaenzana mumakambani mana makuru eUS tekinoroji, uye iyo ne95% yakazara
Hapasisina zvikonzero nei usingakwanise kuisa mari mumasheya ako aunofarira mwedzi wega wega!
Ndeupi musiyano uripo pakati peShares, Fractional Shares neCFDs?
Tsvaga misiyano yese pakati pezvigadzirwa izvi mune inotevera tafura yepfupiso:
XTB's Fractional Shares uye Fractional ETFs dzinosiyana sei kubva kune vamwe vakwikwidzi?
Very simple. Kune kutanga, Fractional Shares uye Fractional ETFs paXTB hazvisi zvekubva, ingori nzira nyowani yekutenga masheya ako aunofarira kana maETF, uko nhamba yemazita auinayo haina basa zvakanyanya, asi zvine basa mari yaunoda kuisa.
Kubva panguva yaunotenga chikamu chechikamu che stock, iwe zvakare une kodzero yekuwana mibairo inobhadharwa nekambani, kureva maererano nechikamu chaunacho. Semuenzaniso, kana ukatenga zvikamu 0,25 zveAENA, iyo inobhadhara chikamu che €2, iwe uchagamuchira € 0,50 (€0,25 x €2 = €0,50).
Pamusoro pezvo, kana mushure mekupfupisa zvikamu zvezvikamu unosvika pachikamu chimwe chete chakazara, XTB inongobatanidza zvikamu izvi uye mukati memaawa 48 achakupa mugove wakakwana, waachaisa muakaundi yako, panguva iyoyo uchagamuchira maruramiro ose ane mugoveri.
Ndeapi mashare andinogona kutenga izvozvi kubva ku10?
Kune masheya anopfuura mazana masere uye anopfuura zana nemakumi maviri neshanu ETF anowanikwa kutenga muzvikamu, uye zvimwe zviri kuwedzerwa zvishoma nezvishoma.
Mienzaniso yeETFs iripo:
iShares NASDAQ 100 —- €730
iShares Core S&P 500 — €404
iShares USD Treasury Bond 7-10yr — €165
iShares Core EURO STOXX 50 — €156
iShares Core DAX - €136
Iwe unogona kuona runyorwa ruzere rwemasheya uye maETF aunogona kutenga muzvikamu pano: Instrument specification table
Marii inodhura kuisa muFractional Shares uye Fractional ETFs?
Migove yezvikamu, inova nzira itsva yekutenga masheya, inosanganisirwawo muyero ye0%, iyo inokutendera kuti uise mari inosvika zviuru zana zvemadhora mumutengo wezita mwedzi wega wega muzvikamu zvezvikamu uye maETF akapatsanurwa pasina kubhadhara komisheni.
